First Capital, Inc. (FCAP) Market Cap
First Capital, Inc. has a market capitalization of $177.6M.
Financials based on reported quarter end 2025-12-31
Price: $53.04
▲ 0.17 (0.32%)
Market Cap: 177.56M
NASDAQ · time unavailable
CEO: Michael Chris Frederick
Sector: Financial Services
Industry: Banks - Regional
IPO Date: 1999-01-04
Website: https://www.firstharrison.com
First Capital, Inc. (FCAP) - Company Information
Market Cap: 177.56M · Sector: Financial Services
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Analyst Sentiment
Based on 0 ratings
Consensus Price Target
No data available
Price & Moving Averages
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Fundamentals Overview
📊 AI Financial Analysis
Powered by StockMarketInfo"FCAP reported revenue of $17.1M and net income of $4.9M, demonstrating solid profitability with an EPS of $1.46. The company has total assets of $1.19B and total liabilities of $886M, resulting in total equity of $339M and a net cash position with net debt at -$104M. Operating cash flow stands at $7.94M and free cash flow at $8.43M, indicating healthy cash generation. Dividends have been consistently paid, amounting to $0.31 per share in the last three quarters, plus one payout of $0.29, resulting in an annualized yield. Furthermore, the stock price has appreciated by approximately 26.37% over the past year, enhancing overall shareholder returns despite a year-to-date decline of 17.42%. Given these metrics, FCAP exemplifies a moderate growth and profitability profile with significant cash flow quality and a solid balance sheet position."
Revenue Growth
Moderate revenue growth with earnings at $17.1M.
Profitability
Strong net income of $4.9M reflects good profitability.
Cash Flow Quality
Healthy free cash flow of $8.43M supports liquidity.
Leverage & Balance Sheet
Strong balance sheet with negative net debt indicates financial stability.
Shareholder Returns
Strong total return driven by price appreciation despite some YTD weakness.
Analyst Sentiment & Valuation
Neutral sentiment due to mixed year-to-date performance.
Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.