NI Holdings, Inc. (NODK) Market Cap
NI Holdings, Inc. has a market capitalization of $310.3M.
Price: $15.15
▼ -0.19 (-1.24%)
Market Cap: 310.29M
NASDAQ · time unavailable
CEO: Cindy L. Launer
Sector: Financial Services
Industry: Insurance - Property & Casualty
IPO Date: 2017-03-16
Website: https://www.niholdingsinc.com
NI Holdings, Inc. (NODK) - Company Information
Market Cap: 310.29M|Sector: Financial Services
Company Profile
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
Analyst Sentiment
Consensus Target Matrix
Data feed parsing pending...
Price & Moving Averages
🎯 Wall Street Analyst Intelligence Report
1-Year structural target targets, chart projections, and sentiment maps.
Consensus Trend Projection
Trailing closures vs. 12-month metrics map.
Analyst Vote Distribution
Aggregate institutional coverage sentiment weights.
Sentiment volume allocation data unavailable.
📊 Historical Valuation Multiples
Real-time Trailing Twelve Month (TTM) momentum side-by-side with discrete quarterly metrics.
| Fiscal Quarter | TTM | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Trailing 12M | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 |
| Market Cap ($M) | 310 | 269 | 273 | 285 | 268 | 300 | 325 | 329 | 315 |
| Enterprise Value ($M) | 253 | 211 | 222 | 260 | 211 | 242 | 275 | 292 | 265 |
| Price to Earnings Ratio (P/E) | -75.75 | 5.37 | -22.17 | -42.38 | -5.59 | 11.50 | 8.18 | -30.15 | -10.42 |
| Price/Earnings-to-Growth Ratio (PEG) | — | — | — | -63.07 | -0.86 | — | — | -22.50 | -0.58 |
| Price to Sales Ratio (P/S) | 1.14 | 4.51 | 4.48 | 3.72 | 3.52 | 4.20 | 4.39 | 3.70 | 3.58 |
| Price to Book Ratio (P/B) | 1.26 | 1.08 | 1.14 | 1.17 | 1.10 | 1.18 | 1.33 | 1.36 | 1.33 |
| Price to Free Cash Flow Ratio (P/FCF) | -11.47 | -140.96 | 20.32 | -6.35 | 42.96 | 30.37 | 15.09 | -18.15 | 17.45 |
| Enterprise Value to Sales (EV/Sales) | — | 3.55 | 3.63 | 3.40 | 2.78 | 3.39 | 3.73 | 3.28 | 3.02 |
| Enterprise Value to EBITDA (EV/EBITDA) | -70.57 | 13.31 | -84.57 | -154.56 | -13.94 | 30.61 | 19.69 | -89.26 | -29.88 |
| Debt to Equity Ratio | 16.13 | — | — | — | — | — | 0.01 | 0.01 | 0.01 |
📰 Market News & Coverage
15 Stories AvailableReal-time institutional reporting and market updates for NODK.
NI Holdings, Inc. Reports Results for First Quarter Ended March 31, 2026
FARGO, N.D., May 08, 2026 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended March 31, 2026.
NI Holdings, Inc. Reports Results for Fourth Quarter and Year Ended December 31, 2025
FARGO, N.D., March 06, 2026 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (“NI Holdings,” or the “Company,” NASDAQ: NODK) announced today results for the year ended December 31, 2025.
NI Holdings, Inc. (NASDAQ:NODK) Short Interest Down 14.4% in January
NI Holdings, Inc. (NASDAQ: NODK - Get Free Report) was the recipient of a large drop in short interest in the month of January. As of January 30th, there was short interest totaling 31,049 shares, a drop of 14.4% from the January 15th total of 36,288 shares. Based on an average daily trading volume, of 11,040
NI Holdings, Inc. Reports Results for Third Quarter Ended September 30, 2025
FARGO, N.D., Nov. 07, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended September 30, 2025.
NI Holdings, Inc. Announces Leadership Change
FARGO, N.D., Oct. 10, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) today announced that Seth Daggett has stepped down from his role as President and Chief Executive Officer of NI Holdings, along with his role as a board member of the company, to pursue other opportunities, effective immediately. The Board has appointed Cindy Launer as the President and Chief Executive Officer of NI Holdings, effective October 10, 2025.
NI Holdings, Inc. Announces $5M Repurchase Plan
FARGO, N.D., Aug. 25, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (the “Company”, NASDAQ: NODK) announced today that its Board of Directors has approved an authorization for the repurchase of up to approximately $5 million of the Company's outstanding common stock. This supports our planned approach to capital deployment to create long-term value for our shareholders. This authorization is in addition to the approximately $1.3 million remaining under the Board's previous repurchase authorization announced on May 9, 2022, for a total of approximately $6.3 million available for the repurchase of the Company's outstanding common stock.
NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2025
FARGO, N.D., Aug. 08, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended June 30, 2025.
NI Holdings, Inc. Announces Leadership Appointment
FARGO, N.D., July 17, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (the “Company”, NASDAQ: NODK) today announced a strategic leadership appointment to support the Company's long-term growth and execution of its core business strategies.
NI Holdings, Inc. Announces Executive Leadership Appointments
FARGO, N.D., May 27, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (the “Company”, NASDAQ: NODK) today announced several strategic leadership appointments to support the company's long-term growth and execution of its core business strategies.
AM Best Downgrades Issuer Credit Ratings of Members of Nodak Insurance Group and NI Holdings, Inc.
OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has downgraded the Long-Term Issuer Credit Ratings (Long-Term ICR) to “a” (Excellent) from “a+” (Excellent) and affirmed the Financial Strength Rating (FSR) of A (Excellent) of the members of Nodak Insurance Group (Nodak). The outlook of the Long-Term ICRs has been revised to stable from negative, while the outlook of the FSR is stable. Concurrently, AM Best has downgraded the Long-Term ICR to “bbb” (Good) from “bbb+” (Good) of NI Holdings, Inc. (Fargo, N.
NI Holdings: Fully Demutualize, Remutualize, Or Neither, It's A Buy
NI Holdings offers unique windfall opportunities for shareholders from either a full demutualization or a remutualisation. Anti-dilution provisions from the 2017 IPO could result in significant gains for current shareholders upon full demutualization. The company's performance was adversely impacted in 2024 due to challenging operating conditions.
NI Holdings, Inc. Reports Results for First Quarter Ended March 31, 2025
FARGO, N.D., May 09, 2025 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended March 31, 2025.
NI Holdings, Inc. Announces Leadership Transition
FARGO, N.D., Nov. 22, 2024 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (the “Company”, NASDAQ: NODK) announced today the appointment of Seth C. Daggett as President and Chief Executive Officer (CEO), effective December 1, 2024. Mr. Daggett brings over two decades of industry experience, most recently serving as the Company's Chief Financial Officer (CFO) and Treasurer. Mr. Daggett succeeds Cindy L. Launer, who had been serving as Interim CEO during the Board of Directors' (the “Board”) search for a permanent CEO, as previously announced.
NI Holdings, Inc. Reports Results for Third Quarter Ended September 30, 2024
FARGO, N.D., Nov. 07, 2024 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended September 30, 2024.
A Deal For NI Holdings Where Everyone Wins
American Family Insurance is selling its non-standard auto insurance business to Sentry Insurance, signaling the potential for more mutual insurance deals. NI Holdings, Inc. is undervalued, trading at 75% of FCTBV, and has failed to justify its public existence with poor financial performance. The company should remutualize, potentially selling to a mutual insurance company for around $27.50 per share, benefiting all stakeholders.
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📊 AI Financial Analysis
Powered by StockMarketInfo"NODK reported Q1 2026 revenue of $59.6M and net income of $12.5M (EPS: $0.60). On a YoY basis, revenue increased from $71.4M in Q1 2025 to $59.6M in Q1 2026 (-16.5% YoY), while net income swung from $6.5M to $12.5M (+93.5% YoY). QoQ, revenue fell from negative $224.1M in Q4 2025 to $59.6M (not meaningful due to Q4 sign anomaly), but profitability improved materially: net income moved from -$3.2M in Q4 2025 to +$12.5M in Q1 2026. Profitability appears to have stabilized versus the prior year’s downturn quarters: Q1 2026 net margin was 21.0%, up from 9.0% in Q1 2025. Operating cash flow was -$1.9M in Q1 2026 and free cash flow was -$1.9M, reversing from strong positive operating cash flow in Q1 2026 prior quarters (e.g., +$9.9M in Q1 2025). Balance sheet liquidity remains very strong: cash and cash equivalents were $57.7M with total equity of $250.2M and no net debt (net debt -$57.7M). Total shareholder return signals limited momentum: the stock is only up 0.70% over 1Y, with 0 dividend yield and no buyback data provided in cash flow."
Revenue Growth
Revenue was $59.6M in Q1 2026 vs $71.4M in Q1 2025 (-16.5% YoY). QoQ comparison to Q4 2025 is distorted by negative reported revenue in Q4 2025, so the direction is not reliably interpretable.
Profitability
Net income improved to $12.5M in Q1 2026 vs $6.5M in Q1 2025 (+93.5% YoY) and improved QoQ from -$3.2M in Q4 2025 to +$12.5M. Net margin expanded to 21.0% from 9.0% in Q1 2025.
Cash Flow Quality
Operating cash flow was -$1.9M in Q1 2026 (free cash flow -$1.9M), a clear deterioration versus +$9.9M operating cash flow and +$9.9M free cash flow in Q1 2025.
Leverage & Balance Sheet
Liquidity is strong and leverage is low: cash and equivalents were $57.7M, total equity was $250.2M, and net debt was -$57.7M (net cash). Total assets increased to $492.1M from $525.4M in Q1 2025.
Shareholder Returns
Market momentum is modest: price is +0.70% over 1Y with 0% dividend yield shown and no buybacks indicated in the Q1 2026 cash flow.
Analyst Sentiment & Valuation
Valuation multiples provided include P/E ~5.4 in Q1 2026 ratios (based on EPS 0.60). No price target data was supplied, limiting sentiment assessment.
Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.
Fundamentals Overview
📋 Official Regulatory 10-K / 10-Q SEC Filings
Direct authenticated documentation links to audited SEC database reports for NODK.