Current Net Margin
21.04%
Credit Acceptance Corporation currently has a net profit margin of 21.04%.
Financial Fundamentals
CACC • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.58 | 0.12 | 21.04% | ▲227 |
| 2025-09-30 | 0.58 | 0.11 | 18.77% | ▲359 |
| 2025-06-30 | 0.58 | 0.09 | 15.18% | ▼372 |
| 2025-03-31 | 0.56 | 0.11 | 18.90% | ▼833 |
| 2024-12-31 | 0.56 | 0.15 | 27.24% | ▲1274 |
| 2024-09-30 | 0.54 | 0.08 | 14.50% | ▲2336 |
| 2024-06-30 | 0.53 | -0.05 | -8.87% | ▼2168 |
| 2024-03-31 | 0.50 | 0.06 | 12.82% | ▼647 |
| 2023-12-31 | 0.49 | 0.09 | 19.28% | ▲431 |
| 2023-09-30 | 0.47 | 0.07 | 14.97% | ▲1028 |
| 2023-06-30 | 0.47 | 0.02 | 4.70% | ▼1746 |
| 2023-03-31 | 0.45 | 0.10 | 22.16% | ▼579 |
| 2022-12-31 | 0.46 | 0.13 | 27.95% | ▲899 |
| 2022-09-30 | 0.46 | 0.09 | 18.96% | ▼460 |
| 2022-06-30 | 0.46 | 0.11 | 23.56% | ▼2349 |
| 2022-03-31 | 0.46 | 0.21 | 47.06% | ▲2 |
| 2021-12-31 | 0.46 | 0.22 | 47.04% | ▼619 |
| 2021-09-30 | 0.47 | 0.25 | 53.23% | ▼801 |
| 2021-06-30 | 0.47 | 0.29 | 61.23% | ▲1637 |
| 2021-03-31 | 0.45 | 0.20 | 44.86% | ▲762 |
| 2020-12-31 | 0.45 | 0.17 | 37.25% | ▼1960 |
| 2020-09-30 | 0.43 | 0.24 | 56.84% | ▲3308 |
| 2020-06-30 | 0.41 | 0.10 | 23.77% | ▲4541 |
| 2020-03-31 | 0.39 | -0.08 | -21.64% | ▼6384 |
| 2019-12-31 | 0.38 | 0.16 | 42.19% | ▼172 |
| 2019-09-30 | 0.38 | 0.17 | 43.92% | ▼74 |
| 2019-06-30 | 0.37 | 0.16 | 44.66% | ▼218 |
| 2019-03-31 | 0.35 | 0.16 | 46.84% | ▲229 |
| 2018-12-31 | 0.34 | 0.15 | 44.55% | ▼120 |
| 2018-09-30 | 0.33 | 0.15 | 45.74% | ▼235 |
| 2018-06-30 | 0.31 | 0.15 | 48.09% | ▲736 |
| 2018-03-31 | 0.29 | 0.12 | 40.73% | ▼1342 |
| 2017-12-31 | 0.33 | 0.18 | 54.14% | ▲1858 |
| 2017-09-30 | 0.28 | 0.10 | 35.56% | ▼41 |
| 2017-06-30 | 0.28 | 0.10 | 35.97% | ▲41 |
| 2017-03-31 | 0.26 | 0.09 | 35.56% | ▲544 |
| 2016-12-31 | 0.29 | 0.09 | 30.11% | ▼650 |
| 2016-09-30 | 0.23 | 0.09 | 36.62% | ▼93 |
| 2016-06-30 | 0.23 | 0.08 | 37.55% | ▲272 |
| 2016-03-31 | 0.21 | 0.07 | 34.83% | ▲291 |
| 2015-12-31 | 0.25 | 0.08 | 31.92% | ▼541 |
| 2015-09-30 | 0.20 | 0.07 | 37.34% | ▼115 |
| 2015-06-30 | 0.19 | 0.07 | 38.49% | ▼80 |
| 2015-03-31 | 0.18 | 0.07 | 39.29% | ▲516 |
| 2014-12-31 | 0.21 | 0.07 | 34.13% | ▼922 |
| 2014-09-30 | 0.17 | 0.07 | 43.35% | ▲288 |
| 2014-06-30 | 0.17 | 0.07 | 40.47% | ▲1047 |
| 2014-03-31 | 0.17 | 0.05 | 30.00% | ▼256 |
| 2013-12-31 | 0.20 | 0.07 | 32.56% | ▼768 |
| 2013-09-30 | 0.16 | 0.07 | 40.23% | ▲189 |
| 2013-06-30 | 0.16 | 0.06 | 38.34% | ▼78 |
| 2013-03-31 | 0.15 | 0.06 | 39.12% | ▲139 |
| 2012-12-31 | 0.16 | 0.06 | 37.73% | ▲240 |
| 2012-09-30 | 0.15 | 0.05 | 35.34% | ▼343 |
| 2012-06-30 | 0.15 | 0.06 | 38.77% | ▲202 |
| 2012-03-31 | 0.14 | 0.05 | 36.74% | ▼2 |
| 2011-12-31 | 0.14 | 0.05 | 36.76% | — |
| 2011-09-30 | 0.00 | 0.05 | — | — |
| 2011-06-30 | 0.00 | 0.04 | — | — |
| 2011-03-31 | 0.00 | 0.04 | — | — |
| 2010-12-31 | 0.11 | 0.05 | 41.28% | — |
| 2010-09-30 | 0.00 | 0.04 | — | — |
| 2010-06-30 | 0.00 | 0.05 | — | — |
| 2010-03-31 | 0.00 | 0.03 | — | — |
| 2009-12-31 | 0.10 | 0.04 | 41.17% | — |
| 2009-09-30 | 0.00 | 0.04 | — | — |
| 2009-06-30 | 0.00 | 0.04 | — | — |
| 2009-03-31 | 0.00 | 0.03 | — | — |
| 2008-12-31 | 0.08 | 0.02 | 22.66% | — |
| 2008-09-30 | 0.00 | 0.02 | — | — |
| 2008-06-30 | 0.00 | 0.01 | — | — |
| 2008-03-31 | 0.00 | 0.02 | — | — |
| 2007-12-31 | 0.00 | 0.01 | — | — |
| 2007-09-30 | 0.00 | 0.01 | — | — |
| 2007-06-30 | 0.00 | 0.01 | — | — |
| 2007-03-31 | 0.00 | 0.02 | — | — |
| 2006-12-31 | 0.00 | 0.01 | — | — |
| 2006-09-30 | 0.00 | 0.02 | — | — |
| 2006-06-30 | 0.00 | 0.02 | — | — |
| 2006-03-31 | 0.00 | 0.02 | — | — |
| 2005-12-31 | 0.00 | 0.03 | — | — |
| 2005-09-30 | 0.00 | 0.01 | — | — |
| 2005-06-30 | 0.00 | 0.02 | — | — |
| 2005-03-31 | 0.00 | 0.02 | — | — |
| 2004-12-31 | 0.00 | 0.03 | — | — |
| 2004-09-30 | 0.00 | 0.01 | — | — |
| 2004-06-30 | 0.00 | 0.02 | — | — |
| 2004-03-31 | 0.00 | 0.01 | — | — |
| 2003-12-31 | 0.00 | 0.01 | — | — |
| 2003-09-30 | 0.00 | 0.01 | — | — |
| 2003-06-30 | 0.00 | 0.00 | — | — |
| 2003-03-31 | 0.00 | 0.01 | — | — |
| 2002-12-31 | 0.00 | 0.01 | — | — |
| 2002-09-30 | 0.00 | 0.01 | — | — |
| 2002-06-30 | 0.00 | 0.01 | — | — |
| 2002-03-31 | 0.00 | 0.01 | — | — |
| 2001-12-31 | 0.00 | 0.01 | — | — |
| 2001-09-30 | 0.00 | 0.01 | — | — |
| 2001-06-30 | 0.00 | 0.01 | — | — |
| 2001-03-31 | 0.00 | 0.01 | — | — |
| 2000-12-31 | 0.00 | 0.01 | — | — |
| 2000-09-30 | 0.00 | 0.01 | — | — |
| 2000-06-30 | 0.00 | 0.01 | — | — |
| 2000-03-31 | 0.00 | 0.01 | — | — |
| 1999-12-31 | 0.00 | 0.00 | — | — |
| 1999-09-30 | 0.00 | -0.03 | — | — |
| 1999-06-30 | 0.00 | 0.01 | — | — |
| 1999-03-31 | 0.00 | 0.01 | — | — |
| 1998-12-31 | 0.00 | 0.01 | — | — |
| 1998-09-30 | 0.00 | 0.01 | — | — |
| 1998-06-30 | 0.00 | 0.01 | — | — |
| 1998-03-31 | 0.00 | 0.01 | — | — |
| 1997-12-31 | 0.00 | 0.01 | — | — |
| 1997-09-30 | 0.00 | -0.03 | — | — |
| 1997-06-30 | 0.00 | 0.01 | — | — |
| 1997-03-31 | 0.00 | 0.01 | — | — |
| 1996-12-31 | 0.00 | 0.01 | — | — |
| 1996-09-30 | 0.00 | 0.01 | — | — |
| 1996-06-30 | 0.00 | 0.01 | — | — |
| 1996-03-31 | 0.00 | 0.01 | — | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.