Stellar Bancorp, Inc. (STEL)

Profitability & Net Margin History

Current Net Margin

17.48%

Stellar Bancorp, Inc. currently has a net profit margin of 17.48%.

Financial Fundamentals

STEL • Quarterly Data • 5Y View

Date	Rev ($B)	NI ($B)	Net Margin	Change (bps)
2025-12-31	0.15	0.03	17.48%	▲42
2025-09-30	0.15	0.03	17.07%	▼68
2025-06-30	0.15	0.03	17.75%	▲104
2025-03-31	0.15	0.02	16.71%	▲45
2024-12-31	0.16	0.03	16.26%	▼518
2024-09-30	0.16	0.03	21.44%	▲256
2024-06-30	0.16	0.03	18.88%	▲198
2024-03-31	0.15	0.03	16.90%	▼24
2023-12-31	0.16	0.03	17.14%	▼268
2023-09-30	0.16	0.03	19.82%	▼326
2023-06-30	0.15	0.04	23.07%	▼204
2023-03-31	0.15	0.04	25.11%	▲1757
2022-12-31	0.22	0.02	7.55%	▼1261
2022-09-30	0.07	0.01	20.16%	▼492
2022-06-30	0.07	0.02	25.08%	▼393
2022-03-31	0.06	0.02	29.01%	▲3052
2021-12-31	0.04	-0.00	-1.52%	▼3964
2021-09-30	0.04	0.01	38.12%	▲511
2021-06-30	0.04	0.01	33.00%	▲620
2021-03-31	0.04	0.01	26.80%	▼57
2020-12-31	0.04	0.01	27.37%	▲1025
2020-09-30	0.04	0.01	17.13%	▲1128
2020-06-30	0.04	0.00	5.85%	▼1293
2020-03-31	0.04	0.01	18.78%	▼1142
2019-12-31	0.04	0.01	30.19%	▼29
2019-09-30	0.04	0.01	30.48%	▼92
2019-06-30	0.05	0.01	31.40%	▲528
2019-03-31	0.04	0.01	26.12%	▼884
2018-12-31	0.04	0.01	34.97%	▲49
2018-09-30	0.04	0.01	34.47%	▲401
2018-06-30	0.04	0.01	30.46%	▲372
2018-03-31	0.03	0.01	26.74%	▲2083
2017-12-31	0.03	0.00	5.90%	▼2431
2017-09-30	0.03	0.01	30.21%	▲285
2017-06-30	0.03	0.01	27.36%	▲522
2017-03-31	0.03	0.01	22.14%	▼150
2016-12-31	0.03	0.01	23.64%	▲154
2016-09-30	0.03	0.01	22.09%	▲120
2016-06-30	0.03	0.01	20.90%	—

* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.