Total Debt
$228.4M
Net Debt
-$503.5M
Civista Bancshares, Inc. currently has $228.4M in total debt. Net debt is -$503.5M after cash offsets. This 'Net Cash' position indicates exceptional financial strength.
Financial Fundamentals
CIVB • Quarterly Data • 5Y View
| Date | Total Debt ($B) | Cash & Inv. ($B) | Net Debt ($B) | Total Assets | Debt/Assets |
|---|---|---|---|---|---|
| 2026-06-30 | 0.23 | 0.73 | -0.50Net Cash | 4.29 | 5.3% |
| 2026-03-31 | 0.21 | 0.08 | 0.13 | 4.30 | 4.9% |
| 2025-12-31 | 0.28 | 0.40 | -0.12Net Cash | 4.34 | 6.6% |
| 2025-09-30 | 0.34 | 0.36 | -0.02Net Cash | 4.11 | 8.3% |
| 2025-06-30 | 0.54 | 0.72 | -0.17Net Cash | 4.19 | 13.0% |
| 2025-03-31 | 0.47 | 0.36 | 0.11 | 4.15 | 11.4% |
| 2024-12-31 | 0.45 | 0.33 | 0.12 | 4.10 | 11.0% |
| 2024-09-30 | 0.40 | 0.70 | -0.30Net Cash | 4.06 | 9.8% |
| 2024-06-30 | 0.61 | 0.67 | -0.05Net Cash | 4.01 | 15.3% |
| 2024-03-31 | 0.48 | 0.66 | -0.18Net Cash | 3.88 | 12.4% |
| 2023-12-31 | 0.45 | 0.68 | -0.23Net Cash | 3.86 | 11.8% |
| 2023-09-30 | 0.55 | 0.65 | -0.09Net Cash | 3.73 | 14.8% |
| 2023-06-30 | 0.27 | 0.66 | -0.39Net Cash | 3.62 | 7.5% |
| 2023-03-31 | 0.35 | 0.68 | -0.33Net Cash | 3.58 | 9.7% |
| 2022-12-31 | 0.64 | 0.66 | -0.02Net Cash | 3.64 | 17.7% |
| 2022-09-30 | 0.19 | 0.64 | -0.46Net Cash | 3.24 | 5.8% |
| 2022-06-30 | 0.21 | 0.77 | -0.55Net Cash | 3.04 | 7.0% |
| 2022-03-31 | 0.20 | 0.97 | -0.76Net Cash | 3.18 | 6.4% |
| 2021-12-31 | 0.20 | 0.82 | -0.61Net Cash | 3.01 | 6.8% |
| 2021-09-30 | 0.13 | 0.74 | -0.62Net Cash | 2.95 | 4.3% |
| 2021-06-30 | 0.13 | 0.70 | -0.57Net Cash | 2.92 | 4.4% |
| 2021-03-31 | 0.18 | 0.79 | -0.60Net Cash | 3.06 | 6.0% |
| 2020-12-31 | 0.18 | 0.49 | -0.31Net Cash | 2.77 | 6.6% |
| 2020-09-30 | 0.18 | 0.56 | -0.38Net Cash | 2.82 | 6.4% |
| 2020-06-30 | 0.18 | 0.56 | -0.39Net Cash | 2.81 | 6.3% |
| 2020-03-31 | 0.19 | 0.62 | -0.43Net Cash | 2.58 | 7.5% |
| 2019-12-31 | 0.27 | 0.41 | -0.13Net Cash | 2.31 | 11.9% |
| 2019-09-30 | 0.28 | 0.42 | -0.14Net Cash | 2.27 | 12.4% |
| 2019-06-30 | 0.22 | 0.41 | -0.19Net Cash | 2.20 | 10.0% |
| 2019-03-31 | 0.18 | 0.51 | -0.34Net Cash | 2.28 | 7.8% |
| 2018-12-31 | 0.25 | 0.39 | -0.14Net Cash | 2.14 | 11.5% |
| 2018-09-30 | 0.19 | 0.38 | -0.19Net Cash | 2.09 | 9.3% |
| 2018-06-30 | 0.20 | 0.27 | -0.07Net Cash | 1.55 | 12.9% |
| 2018-03-31 | 0.11 | 0.35 | -0.25Net Cash | 1.60 | 6.7% |
| 2017-12-31 | 0.12 | 0.27 | -0.15Net Cash | 1.53 | 8.1% |
| 2017-09-30 | 0.10 | 0.26 | -0.16Net Cash | 1.50 | 6.8% |
| 2017-06-30 | 0.11 | 0.27 | -0.16Net Cash | 1.46 | 7.2% |
| 2017-03-31 | 0.07 | 0.41 | -0.34Net Cash | 1.57 | 4.3% |
| 2016-12-31 | 0.11 | 0.23 | -0.13Net Cash | 1.38 | 7.8% |
| 2016-09-30 | 0.09 | 0.23 | -0.15Net Cash | 1.37 | 6.3% |
| 2016-06-30 | 0.09 | 0.24 | -0.15Net Cash | 1.36 | 6.9% |
| 2016-03-31 | 0.07 | 0.42 | -0.34Net Cash | 1.51 | 4.7% |
| 2015-12-31 | 0.13 | 0.23 | -0.11Net Cash | 1.32 | 9.6% |
| 2015-09-30 | 0.12 | 0.23 | -0.11Net Cash | 1.31 | 9.3% |
| 2015-06-30 | 0.10 | 0.23 | -0.13Net Cash | 1.32 | 7.8% |
| 2015-03-31 | 0.07 | 0.34 | -0.27Net Cash | 1.41 | 4.9% |
| 2014-12-31 | 0.12 | 0.23 | -0.11Net Cash | 1.21 | 9.6% |
| 2014-09-30 | 0.08 | 0.23 | -0.15Net Cash | 1.18 | 6.4% |
| 2014-06-30 | 0.08 | 0.25 | -0.16Net Cash | 1.19 | 7.2% |
| 2014-03-31 | 0.09 | 0.32 | -0.24Net Cash | 1.25 | 6.8% |
| 2013-12-31 | 0.09 | 0.23 | -0.15Net Cash | 1.17 | 7.5% |
| 2013-09-30 | 0.09 | 0.25 | -0.16Net Cash | 1.15 | 7.7% |
| 2013-06-30 | 0.09 | 0.26 | -0.17Net Cash | 1.14 | 7.8% |
| 2013-03-31 | 0.09 | 0.30 | -0.21Net Cash | 1.17 | 7.6% |
| 2012-12-31 | 0.09 | 0.25 | -0.16Net Cash | 1.14 | 8.2% |
| 2012-09-30 | 0.09 | 0.04 | 0.05 | 1.12 | 8.0% |
| 2012-06-30 | 0.10 | 0.05 | 0.04 | 1.11 | 8.6% |
| 2012-03-31 | 0.10 | 0.09 | 0.01 | 1.13 | 8.8% |
| 2011-12-31 | 0.10 | 0.26 | -0.16Net Cash | 1.11 | 8.9% |
| 2011-09-30 | 0.12 | 0.09 | 0.04 | 1.15 | 10.6% |
| 2011-06-30 | 0.10 | 0.04 | 0.06 | 1.09 | 9.2% |
| 2011-03-31 | 0.10 | 0.09 | 0.01 | 1.12 | 9.2% |
| 2010-12-31 | 0.10 | 0.08 | 0.02 | 1.10 | 9.4% |
| 2010-09-30 | 0.10 | 0.03 | 0.08 | 1.12 | 9.2% |
| 2010-06-30 | 0.12 | 0.02 | 0.09 | 1.12 | 10.4% |
| 2010-03-31 | 0.12 | 0.02 | 0.10 | 1.11 | 10.5% |
| 2009-12-31 | 0.14 | 0.03 | 0.11 | 1.10 | 12.6% |
| 2009-09-30 | 0.14 | 0.02 | 0.11 | 1.10 | 12.5% |
| 2009-06-30 | 0.12 | 0.06 | 0.06 | 1.10 | 10.7% |
| 2009-03-31 | 0.12 | 0.02 | 0.10 | 1.12 | 11.0% |
| 2008-12-31 | 0.16 | 0.03 | 0.13 | 1.05 | 14.7% |
| 2008-09-30 | 0.20 | 0.03 | 0.16 | 1.10 | 17.8% |
| 2008-06-30 | 0.18 | 0.03 | 0.15 | 1.11 | 16.2% |
| 2008-03-31 | 0.15 | 0.03 | 0.12 | 1.13 | 13.2% |
| 2007-12-31 | 0.15 | 0.03 | 0.12 | 1.12 | 13.0% |
| 2007-09-30 | 0.14 | 0.01 | 0.12 | 0.78 | 17.7% |
| 2007-06-30 | 0.14 | 0.02 | 0.12 | 0.77 | 17.9% |
| 2007-03-31 | 0.10 | 0.02 | 0.09 | 0.75 | 13.5% |
| 2006-12-31 | 0.10 | 0.02 | 0.08 | 0.75 | 12.9% |
| 2006-09-30 | 0.09 | 0.02 | 0.07 | 0.74 | 12.5% |
| 2006-06-30 | 0.10 | 0.02 | 0.08 | 0.75 | 13.3% |
| 2006-03-31 | 0.08 | 0.02 | 0.06 | 0.73 | 10.7% |
| 2005-12-31 | 0.08 | 0.02 | 0.06 | 0.75 | 10.8% |
| 2005-09-30 | 0.08 | 0.02 | 0.06 | 0.76 | 11.0% |
| 2005-06-30 | 0.08 | 0.02 | 0.05 | 0.78 | 9.9% |
| 2005-03-31 | 0.08 | 0.02 | 0.05 | 0.79 | 10.0% |
| 2004-12-31 | 0.08 | 0.03 | 0.05 | 0.82 | 9.6% |
| 2004-09-30 | 0.08 | 0.02 | 0.06 | 0.64 | 13.1% |
| 2004-06-30 | 0.07 | 0.02 | 0.05 | 0.64 | 11.1% |
| 2004-03-31 | 0.06 | 0.02 | 0.04 | 0.64 | 10.1% |
| 2003-12-31 | 0.05 | 0.02 | 0.03 | 0.64 | 8.4% |
| 2003-09-30 | 0.03 | 0.03 | 0.00 | 0.64 | 4.6% |
| 2003-06-30 | 0.05 | 0.03 | 0.02 | 0.65 | 7.3% |
| 2003-03-31 | 0.03 | 0.02 | 0.00 | 0.65 | 4.2% |
| 2002-12-31 | 0.04 | 0.02 | 0.01 | 0.65 | 5.6% |
| 2002-09-30 | 0.03 | 0.02 | 0.01 | 0.66 | 5.1% |
| 2002-06-30 | 0.02 | 0.02 | 0.00 | 0.64 | 3.6% |
| 2002-03-31 | 0.03 | 0.01 | 0.02 | 0.49 | 6.5% |
| 2001-12-31 | 0.03 | 0.02 | 0.01 | 0.49 | 5.3% |
| 2001-09-30 | 0.03 | 0.02 | 0.01 | 0.50 | 6.2% |
| 2001-06-30 | 0.03 | 0.02 | 0.01 | 0.49 | 5.6% |
| 2001-03-31 | 0.04 | 0.02 | 0.02 | 0.50 | 7.5% |
| 2000-12-31 | 0.05 | 0.02 | 0.03 | 0.49 | 9.4% |
| 2000-09-30 | 0.03 | 0.02 | 0.02 | 0.49 | 6.7% |
| 2000-06-30 | 0.03 | 0.02 | 0.01 | 0.47 | 5.5% |
| 2000-03-31 | 0.01 | 0.02 | -0.01Net Cash | 0.49 | 2.5% |
| 1999-12-31 | 0.02 | 0.00 | 0.02 | 0.47 | 3.4% |
| 1999-09-30 | 0.02 | 0.00 | 0.02 | 0.49 | 5.1% |
| 1999-06-30 | 0.02 | 0.00 | 0.02 | 0.48 | 3.1% |
| 1999-03-31 | 0.01 | 0.00 | 0.01 | 0.49 | 2.8% |
| 1998-12-31 | 0.02 | 0.00 | 0.02 | 0.51 | 3.4% |
| 1998-09-30 | 0.02 | 0.00 | 0.02 | 0.49 | 3.5% |
| 1998-06-30 | 0.01 | 0.00 | 0.01 | 0.49 | 2.8% |
| 1998-03-31 | 0.01 | 0.00 | 0.01 | 0.33 | 2.9% |