NMIH (NMIH)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value-$68.76B
EV / Sales-94.12
EV / EBITDA-0.25
EV / Operating Cash Flow-153.30
EV / Free Cash Flow-154.48

Return Metrics (TTM)

Return on Equity (ROE)0.03%
Return on Assets (ROA)0.01%
Return on Invested Capital (ROIC)-0.10%
Return on Capital Employed (ROCE)0.01%

Yield Metrics

Earnings Yield11.75%
Free Cash Flow Yield13.22%

Balance Sheet Strength

Net Debt / EBITDA-0.26
Current Ratio0.40
Working Capital-$241.36B
Tangible Asset Value$2701.56B
Net Current Asset Value-$1133.28B

Working Capital Efficiency

Days Sales Outstanding43358.23
Days Payables Outstanding0.00
Operating Cycle (Days)43358.23
Cash Conversion Cycle43358.23

Capital Allocation

CapEx / Revenue0.47%
CapEx / Operating Cash Flow0.76%
R&D / Revenue0.00%
SG&A / Revenue0.00%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin91.83%
Operating Margin70.84%
Net Profit Margin55.12%

Solvency

Debt / Equity0.16
Quick Ratio1.90
Cash Ratio0.08

Per Share

Revenue / Share$9.09
FCF / Share$5.31
PE Ratio8.14