
Finward Bancorp (FNWD) Market Cap
Finward Bancorp has a market capitalization of $144.3M.
Financials based on reported quarter end 2025-12-31
Price: $33.33
โฒ 0.94 (2.90%)
Market Cap: 144.34M
NASDAQ ยท time unavailable
CEO: Benjamin J. Bochnowski
Sector: Financial Services
Industry: Banks - Regional
IPO Date: 1998-05-20
Website: https://www.ibankpeoples.com
Finward Bancorp (FNWD) - Company Information
Market Cap: 144.34M ยท Sector: Financial Services
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. As of March 2, 2022, the company operated through 30 locations in Lake and Porter counties in Northwest Indiana and South Chicagoland. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana.
Analyst Sentiment
Based on 2 ratings
Analyst 1Y Forecast: $41.00
Average target (based on 1 sources)
Consensus Price Target
Low
$41
Median
$41
High
$41
Average
$41
Potential Upside: 23.0%
Price & Moving Averages
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Fundamentals Overview
๐ AI Financial Analysis
Powered by StockMarketInfo"FNWD reported revenue of approximately $24.88M and net income of $1.98M as of December 31, 2025. The company has demonstrated strong profitability with an EPS of $0.46 and has maintained a stable balance sheet with total assets of $2.02B and total liabilities of $1.85B, resulting in a modest equity position of $174.66M. The operating cash flow was $1.2M, with capital expenditures of $461k, leading to a free cash flow of $1.66M. Moreover, FNWD has shown a solid return to shareholders through consistent dividend payments totaling $0.12 per share across multiple quarters in 2025. The stock price has appreciated significantly, with a one-year gain of 26.75%, indicating strong market performance. Overall, while the company exhibits strong metrics in profitability and shareholder returns, the lack of significant free cash flow may warrant caution for future growth expectations."
Revenue Growth
Moderate revenue growth observed.
Profitability
Strong profitability with a positive net income and EPS.
Cash Flow Quality
Positive free cash flow, but operating cash flow is relatively low.
Leverage & Balance Sheet
Leverage ratios are manageable; overall balance sheet strength is adequate.
Shareholder Returns
Consistent dividends and strong stock appreciation enhance returns.
Analyst Sentiment & Valuation
Market valuation is reasonable, but lacking analyst coverage makes future perceptions unclear.
Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.